Business Financing Solutions for Businesses Across the U.S.
Get an Instant Pre-Approval — Up to $5 Million
Financing Options Tailored to Your Business Needs
Business Lines of Credit
Use for managing cash flow to buy more inventory, or other unexpected expenses.
Take advantage of a revolving line of credit, that can give you access to cash when you need it.
- $10,000 - $5 Million
- 6 Months - 10 Year Terms
- Funding in 1 - 3 Days
SBA Loans
Get expedited SBA funding at a prime rate to cover working capital and growth expenses.
Utilize our streamlined SBA loan application process to get funding in 45 days!
- $10,000 - $5 Million
- 6 Months - 10 Year Terms
- Funding in 1 - 3 Days
Equipment Financing
Used to purchase business-related equipment. Obtaining these assets can be through leasing or financing.
Get the funds you need upfront with great rates, and free up working capital.
- $10,000 - $5 Million
- 6 Months - 10 Year Terms
- Funding in 1 - 3 Days
AR + PO Financing
Provides businesses with immediate cash flow.
Leverage unpaid invoices or purchase orders, helping to bridge gaps, cover expenses, and fuel growth without waiting for customer payments.
- $10,000 - $5 Million
- 6 Months - 10 Year Terms
- Funding in 1 - 3 Days
Commercial Real Estate
Designed for purchasing or refinancing commercial properties.
This would include: office buildings, retail spaces, warehouses, industrial facilities, multi-family units, and single-family investment properties.
- $10,000 - $5 Million
- 6 Months - 10 Year Terms
- Funding in 1 - 3 Days
Term Loans + Working Capital
Use for investments in your business, such as expansion projects or large purchases.
Get the funds you need upfront with great rates, with the option to apply for more when needed.
- $10,000 - $5 Million
- 6 Months - 10 Year Terms
- Funding in 1 - 3 Days
SBA Loans, Lines of Credit & Equipment Financing
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Explore Business Financing Options for Your Business
Running a business means making decisions every day—from covering operating expenses to planning your next stage of growth. When additional capital is needed, finding a financing option that fits your business can make those decisions easier. Eshe Financial provides business financing solutions to businesses across the U.S., helping owners explore options based on their goals, needs, and circumstances.
Whether you need working capital to manage cash flow, business funding for expansion, financing to purchase equipment, or capital for a business acquisition, we offer a range of options to explore. These include business loans, small business loans, SBA loans, business lines of credit, equipment financing, accounts receivable financing, commercial real estate financing, franchise financing, startup funding, and working capital financing.
Every business is different, and the right financing option depends on factors such as your business, funding purpose, financial position, and eligibility. Our team can help you understand the available options and determine which may align with your goals.
Business Financing Solutions Built Around Your Goals
Every business has different priorities. You may need extra working capital to manage cash flow, funds to expand your operations, equipment for your next stage of growth, or financing to acquire a business. The right option depends on what you’re trying to accomplish and your business’s financial circumstances.
Eshe Financial offers a range of business financing solutions for different goals and situations. Explore the options below to find the type of financing that best matches what your business is looking to accomplish.
Small Business Loans
Small business loans can give qualified businesses access to capital for needs such as working capital, expansion, equipment, inventory, and other eligible business expenses.
Business Line of Credit
A business line of credit gives qualified businesses flexible access to capital when it’s needed. It can be useful for managing cash-flow changes, purchasing inventory, covering operating expenses, or handling other short-term needs.
SBA Loans
SBA loans can provide qualified small businesses with financing for eligible business purposes. Available programs, requirements, terms, and amounts vary depending on the SBA program and participating lender.
Equipment Financing
Equipment financing can help qualified businesses purchase the equipment and assets they need to operate, improve efficiency, or support expansion.
Working Capital Financing
Working capital financing can help qualified businesses address everyday operational needs, including cash flow, inventory, payroll, and other eligible expenses.
Accounts Receivable Financing
Accounts receivable financing can help eligible businesses access capital tied to outstanding invoices, providing another option for managing cash flow while waiting for customers to pay.
Commercial Real Estate Financing
Commercial real estate financing can help qualified businesses explore funding for eligible property purchases, refinancing, and other commercial real estate needs.
Franchise Financing
Franchise financing can help qualified franchise owners explore funding for franchise acquisition, startup costs, expansion, equipment, and other eligible business expenses.
Startup Funding
Starting a business often requires capital before revenue is established. Startup funding may help qualified businesses address eligible needs such as equipment, initial operating expenses, hiring, or working capital.
Business Acquisition Financing
Planning to purchase an existing business? Business acquisition financing can help qualified buyers explore funding options for an acquisition, subject to applicable lender requirements and eligibility.
Financing Options for Different Business Needs
The right financing depends on what your business needs to accomplish. Whether you’re managing day-to-day expenses, preparing for growth, purchasing equipment, or considering an acquisition, Eshe Financial can help you explore financing options for businesses based on your goals and circumstances.
Manage Working Capital and Cash Flow
Keeping cash flow steady can be challenging when expenses come due before customer payments arrive. Working capital financing may help qualified businesses manage operating expenses, inventory, payroll, and other short-term cash-flow needs.
Expand Your Business
Growth often requires capital before the additional revenue arrives. Business expansion financing may help qualified businesses fund opportunities such as expanding operations, increasing capacity, opening another location, or investing in new resources.
Purchase Equipment
New equipment can help a business improve its operations or take on additional work. Equipment financing may allow qualified businesses to acquire the assets they need while preserving available cash for other business expenses.
Acquire a Business
Buying an existing business can be a significant investment. Business acquisition financing can help qualified buyers explore funding options for purchasing an established company, subject to applicable lender requirements and eligibility.
Invest in Commercial Real Estate
Commercial property can play an important role in a business’s long-term plans. Qualified businesses may explore commercial real estate financing for eligible property purchases, refinancing, or other commercial real estate needs.
Business Financing for Companies Across the United States
Eshe Financial helps businesses across the United States explore financing options for a wide range of business needs. Whether you need business capital for day-to-day operations, are planning an expansion, purchasing equipment, acquiring a business, or investing in commercial real estate, we can help you explore potential financing solutions.
While Eshe Financial is based in Sheridan, Wyoming, our financing services are available to businesses across the U.S., subject to applicable program, lender, and eligibility requirements. This nationwide approach allows business owners to explore financing options without being limited to a single local market.
Whether you’re an established company seeking additional capital or a growing business planning its next move, our team is here to help you understand your options and take the next step with greater confidence.
Why Businesses Choose Eshe Financial
Finding the right business financing can feel complicated, especially when different financing products have different requirements and terms. Eshe Financial gives business owners the opportunity to explore multiple financing options in one place, making it easier to consider solutions that fit their goals and circumstances.
Multiple Financing Options
From business loans and business lines of credit to equipment, working capital, and real estate financing, you can explore different options based on what your business needs.
Business-Focused Solutions
Your financing needs depend on where your business is today and where you want to go next. We offer options designed around common needs such as managing cash flow, expanding operations, purchasing equipment, acquiring a business, and investing in commercial real estate.
Personalized Guidance
There is no single financing solution that works for every business. Our team can help you understand the options available and consider which ones may align with your business, funding purpose, and financial circumstances.
A Straightforward Process
Getting started is simple. Share information about your business and what you’re looking to accomplish, explore potential financing options, and review the applicable requirements and next steps.
How the Business Financing Process Works
Applying for business financing doesn’t have to feel overwhelming. At Eshe Financial, the process starts with understanding your business, what you need funding for, and what you’re hoping to accomplish. From there, you can explore financing options and understand the requirements before deciding how to move forward.
1. Tell Us About Your Business
Start by sharing some basic information about your business, your financing needs, the purpose of the funding, and your goals. This helps provide context for exploring potential financing options.
2. Explore Your Financing Options
Once your business and funding needs are understood, you can explore financing options that may be appropriate for your situation, whether you’re looking for working capital, expansion financing, equipment financing, or another solution.
3. Review the Requirements
Before moving forward, take time to understand the applicable eligibility criteria, documentation, terms, costs, and other requirements associated with the financing option you’re considering.
4. Move Forward With Confidence
If you find an option that fits your needs and meet the applicable requirements, complete the necessary steps to move forward. Our team can help you understand what comes next.
Who We Help
Every business reaches different milestones and faces different financial challenges. Whether you’re managing day-to-day expenses, preparing for growth, launching a new venture, or considering an acquisition, Eshe Financial helps businesses explore financing options that align with their goals and circumstances.
Established Small Businesses
Established businesses may need additional business capital for operations, inventory, equipment, expansion, or other qualified business expenses.
Growing Businesses
As a business grows, additional funding can help support expansion, increased capacity, new opportunities, or other strategic investments.
Franchise Owners
Qualified franchise owners can explore franchise financing for needs such as acquiring a franchise, covering startup costs, purchasing equipment, or expanding an existing operation.
Qualified Startups
Starting a business can require capital for equipment, initial operating expenses, hiring, and working capital. Qualified startups can explore available startup funding options based on their circumstances.
Business Buyers
Entrepreneurs and qualified buyers considering an existing business can explore business acquisition financing to help fund a potential purchase, subject to applicable requirements.
About Eshe Financial
Eshe Financial helps businesses across the U.S. explore business financing solutions for a wide range of needs, from day-to-day operations and working capital to expansion, equipment purchases, acquisitions, and commercial real estate. Our goal is to make it easier for business owners to understand their financing options and find a path that fits their goals and circumstances.
Based in Sheridan, Wyoming, Eshe Financial serves businesses throughout the United States. The company offers a range of financing solutions for established businesses, growing companies, qualified startups, franchise owners, and business buyers.
Founded by Dione Crutchfield Sparrow, Eshe Financial takes a business-focused approach to helping owners explore available funding options and understand the next steps.
Frequently Asked Questions
What types of business financing does Eshe Financial offer?
Eshe Financial offers a range of financing options for qualified businesses, including business loans, small business loans, SBA loans, business lines of credit, equipment financing, working capital financing, accounts receivable financing, commercial real estate financing, franchise financing, startup funding, and business acquisition financing. Available options depend on your business, funding needs, and applicable requirements.
Does Eshe Financial offer small business loans?
Yes. Eshe Financial helps qualified small businesses explore small business loan options for needs such as working capital, expansion, equipment, inventory, and other eligible business expenses. Eligibility and financing terms vary based on the business and applicable lender requirements.
What can business financing be used for?
Depending on the financing option, businesses may use funding for working capital, expansion, equipment, inventory, acquisitions, commercial real estate, and other eligible business expenses. The permitted use of funds depends on the specific financing program and its requirements.
Does Eshe Financial offer SBA loans?
Yes. Eshe Financial offers SBA loan options for qualified businesses. SBA programs have different eligibility requirements, terms, and conditions, so the appropriate option depends on your business and financing needs.
Can startups get business financing?
Some qualified startups may be eligible for startup funding. Eligibility depends on factors such as the financing program, business circumstances, financial information, and applicable lender requirements.
What is a business line of credit?
A business line of credit provides qualified businesses with access to capital up to an approved limit. Funds can generally be used for eligible business expenses as needed, subject to the terms and requirements of the financing agreement.
Does Eshe Financial serve businesses outside Wyoming?
Yes. Eshe Financial is based in Sheridan, Wyoming, but serves businesses across the United States. Availability, eligibility, and financing options may vary based on applicable program and lender requirements.
How do I get started with business financing?
You can get started by contacting Eshe Financial or submitting an application with information about your business, funding needs, and financing goals. From there, you can explore potential financing options and understand the applicable requirements and next steps.
Explore Your Business Financing Options
Every business has different financing needs and goals. Whether you’re looking for working capital, a business loan, equipment financing, an SBA loan, or funding to support growth, Eshe Financial can help you explore available options and understand which solutions may fit your circumstances.
